Terms of Service

1. Use of the Website

You agree to use EmergencyFundCalculator.com only for lawful purposes and in a way that does not violate the rights of others or restrict their use of the website.

You must not:

• Use the site for any illegal or unauthorized purpose.
• Attempt to gain unauthorized access to any part of the website or its systems.
• Introduce viruses, malware, or any harmful code.

2. Tools and Calculators

Our calculators and financial tools are designed to provide general guidance and estimates based on the information you provide. They:

• Do not constitute financial, legal, or professional advice.
• Are for informational purposes only.
• May not reflect real-world conditions or changes in economic circumstances.

We recommend consulting with a qualified financial advisor before making major financial decisions.

3. Intellectual Property

All content on this site—including text, graphics, logos, icons, and tools—is the property of EmergencyFundCalculator.com or its licensors and is protected by applicable intellectual property laws.

You may not:

• Copy, reproduce, modify, or distribute any part of the website without prior written permission.
• Use our branding, name, or tools in a misleading or unauthorized way.

4. Third-Party Links

The website may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of any third-party websites.

Accessing those websites is at your own risk, and we encourage you to read their terms and privacy policies.

5. Disclaimer of Warranties

The website and its content are provided on an "as-is" and "as available" basis. We do not guarantee:

• That the website will be available at all times.
• That it will be free from bugs, errors, or inaccuracies.

We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

6. Limitation of Liability

To the maximum extent permitted by law, EmergencyFundCalculator.com and its owners, affiliates, or partners shall not be liable for:

• Any indirect, incidental, or consequential damages.
• Losses resulting from your use or inability to use the website or tools.
• Any decisions you make based on information provided by the site.

7. Changes to the Terms

We may update or modify these Terms from time to time. Continued use of the site after any changes means you accept the updated Terms. It is your responsibility to review them regularly.

8. Termination

We reserve the right to suspend or terminate your access to the site without notice if you violate these Terms or engage in harmful conduct.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India, without regard to its conflict of law principles.

10. Contact Us

If you have any questions about these Terms, please contact us: